Aaron Margosis' WebLog :
A series of articles on how to properly setup Windows XP (and other NT derived OS's) so users don't have admin privileges and can still function well. This is to massively reduce the security attack vector on computers. Will follow advice next time I reinstall WinXP.
LINK: Don't forget the Windows XP Security Checklist, provides a great checklist on Basic, Intermediate & Advanced measures you can take to secure you WinXP.